Leaving your job? Don't forget your 401(k)

15.08.09

Question: I'm in my 30's and have a 401(k) from a previous job, 75% of which is invested in a variety of stock portfolios. Although my stock holdings have recovered a bit recently, I'm still down about $7,000 from my peak balance. I'm planning to roll over this old 401(k) into either the 401(k) at my new job or into an IRA account, but I'm wondering whether I should do the rollover now while stocks are still cheap or wait until the market has recovered and then do it. What do think? --Todd Gerecke, Lynden, Washington

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Keep Uncle Sam's hands off target-date funds

15.08.09

Target-date funds, those all-in-one portfolios of stocks and bonds that are supposed to be age-appropriate, have become targets themselves lately. The charge: that they failed to protect older investors from last year's downturn.

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When siblings split the bills

15.08.09

When the kids need to support mom and dad, how should they divvy up the expenses? Money's ethicists weigh in.

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Be your own landscaper

15.08.09

Summertime, and the living is supposed to be easy. The fish are jumping -- or maybe it's the kids at the pool -- and yard work is the last thing on your mind. But the lawn has brown spots, monochrome greenery has replaced those May flowers, and weeds have overrun the mulch beds.

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Consumer bankruptcies jump 34%

15.08.09

Consumer bankruptcies surged in July to the highest level since October 2005 as U.S. households struggle under the burden of past debt and rising unemployment.

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Westerville, OH, wins fan favorite

15.08.09

Louisville, Colo., may rank first on Money's 2009 list of the Best Places to Live, but Westerville, Ohio, is tops among Facebook fans.

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Retired at 38: Fantasy vs. reality

15.08.09

Question: I'm single, 38 years old and have about $900,000 saved up. I'm tired of the stress of the corporate world and am wondering: If I live a very simple life, can I afford to retire and not have to worry about going through all my money? --Don H., Marietta, Georgia

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Retailers: The strong will survive

15.08.09

The number of people who have created entirely new categories in retailing can probably be counted on one hand.

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Betting on casino stocks

15.08.09

Gaming companies have taken a huge hit in the current downturn, and their stocks have been crapping out. But with overseas markets booming and a lot of assets hitting the selling block, some industry watchers say it may be time for investors to put their chips back on the table.

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My wife is an investing wimp

15.08.09

Question: I'm 49 and my wife is 50. We agree on most things, except how much of our investment portfolio we should keep in cash. She is completely risk-averse and focuses only on the "spanking" we took in the market last year. I feel that by letting so much money sit in CDs earning 1% to 2% we're missing out on better opportunities. Currently, we've got about $500,000 in cash as part of an otherwise well diversified portfolio. Can you help me convince her to take half that money and buy into some dividend-paying blue chips? --Garry, Atlanta, Georgia

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